4971 Interstate 20 Frontage Rd N,
A comprehensive financial plan goes a long way towards protecting yourself, your family, and your future. But no matter how carefully you prepare, sometimes, plans can go awry. What happens if you need long-term care in your retirement years, and you can’t afford the out-of-pocket costs? Will your spouse have the money they need to get by if you pass away before retirement? For all of these questions, and all of the areas that your financial plan can’t cover, there’s insurance.
At 360 Financial Strategies, we want to ensure that your family is protected and your future is secure, no matter what may happen. As part of your financial planning process, we’ll assess your current insurance coverage and help you to decide if additional coverage is needed to provide you with the best protection possible.
While addressing our own mortality can be difficult, it’s also necessary to provide for those that we care about. Purchasing sufficient life insurance coverage can make all the difference for those you leave behind, and can give them the financial security they need. If you don’t feel you have enough life insurance to provide for your family’s needs, 360 Financial Strategies can help you select the right coverage.
We all want to live a long life. But oftentimes, a long life comes with additional medical needs, including long-term care. Whether you receive in-home care or move to an assisted living facility, this type of care comes with a high price tag. If you fail to plan for long-term care needs, you—or your loved ones—will often have to pay these high costs out of pocket. This can drastically alter your financial plan, and even become a financial burden to others.
Long-term care insurance can help to offset the high costs of permanent care, both in the home and in a facility. We can help you discuss the right amount of long-term care coverage to provide you with peace of mind for the future.